Marketplaces

    Crypto payouts for marketplaces, without the headache

    Paying out dozens or thousands of sellers in crypto usually means custody, compliance, and onboarding friction. QBitFlow lets you onboard sellers in one API call, pay them non-custodially, and take your cut automatically.

    Written for the two sides that care: the marketplace running the platform, and the sellers getting paid.

    The problem nobody solved

    A marketplace has to do one thing traditional payments are terrible at: split one incoming payment between the platform and the right seller, at scale, for people all over the world.

    Do it the old way and you inherit every hard problem at once:

    Custody and liability

    Money lands in your account, and now you're holding other people's funds — a regulatory and trust minefield you never wanted to be in.

    Onboarding friction

    Every seller has to sign up, verify, and connect a payout method before they can earn a cent — so you lose sellers before they've even made a sale.

    Payouts are a project

    Reconciling who's owed what, pushing payments to hundreds of wallets, handling the ones that fail — a whole system you build and babysit.

    Geography gates sellers out

    Traditional processors simply don't work in most of the world, so sellers in the “wrong” country can't get paid at all.

    Chargeback fraud lands on you

    A buyer pays, gets the goods, then disputes the charge — and the platform eats the loss. Marketplaces are the #1 chargeback target, and it's fraud liability you never signed up for.

    Most marketplaces end up either taking custody of everyone's money, or bolting together a fragile payout pipeline. Neither is the business you set out to build.

    How QBitFlow solves it

    QBitFlow treats a marketplace as an organization with users (your sellers) underneath it. Each seller has their own wallet and their own revenue stream — but you onboard them, and you take your cut, all through one integration.

    Payments split automatically

    When a customer pays a seller, the seller receives their share and your platform fee is taken out in the same motion — no manual payout run, no reconciliation.

    Non-custodial by default

    Once a seller is set up, their money goes straight to their own wallet. QBitFlow never holds it, and neither do you.

    A trust layer

    Create a seller and have them earning before they sign up for anything — then bring them fully on-chain once they've proven worth onboarding.

    Read the side that's yours

    For marketplaces

    Sellers earning fast. Your cut, handled. No custody headache.

    What you get

    Onboard a seller in one API call

    No signup form to send them, no waiting.

    Your platform fee, taken automatically

    Set a percentage once; it's deducted from every seller payment on top of QBitFlow's flat 1.5%.

    No chargebacks, ever

    Payments are final the moment they settle. No buyer disputing a charge after they got the goods, no fraud liability landing on your platform — the chargeback losses that quietly drain marketplaces simply don't exist.

    Zero custody once settled

    Sellers' money goes to their own wallets. You're the platform, not the bank.

    A trust layer

    Let sellers earn before they onboard, and only commit to paying them out once they're proven. No friction at the front, full control before funds move.

    How it works, step by step

    Each step links to the relevant part of the docs.

    1. 1

      Create your marketplace account

      When you sign up, an organization is created automatically with you as the owner, and you set up your organization wallets. This is your platform's home base.

      Marketplace payouts guide
    2. 2

      Create sellers via the SDK or API

      With one call, you create a user-level account for a seller. From that moment they can already receive payments — you don't have to wait for them to sign up.

      Marketplace payouts guide
    3. 3

      Sellers earn immediately, into a tracked balance

      Until a seller claims their account, it's unclaimed: they can be paid, but they don't have access yet. Those payments are received into your organization wallets, and QBitFlow keeps a precise ledger of exactly how much is owed to each unclaimed seller. Every cent is tracked and reviewable.

    4. 4

      Claim an account when you're ready to onboard the seller

      Using the SDK, you create a claim request for that seller. QBitFlow gives you back a link. You send it to the seller; they set their password and wallets, and from then on they have full access to their own account.

      Marketplace payouts guide
    5. 5

      Settle what they earned — once, with one signature

      When a seller claims their account, QBitFlow creates a claim-fund entry. Your dashboard lists every claimed account waiting to be settled, with the exact amount already filled in from the ledger. Review it (full ledger entries are there to verify every line), then sign one transaction to send the funds.

    6. 6

      After that, it's hands-off and non-custodial

      Once settled, that seller is fully on-chain like any other. Their future payments go straight to their own wallet, your platform fee is taken automatically each time, and you just receive your share whenever they get paid.

    The two-sided trust layer — why this matters

    Steps 3–5 above are the trust layer, and it solves a genuine tension every marketplace feels.

    On the seller's side: zero friction

    A new seller can list, sell, and start earning before they've signed up for anything. You don't lose them to a signup wall at the exact moment they're deciding whether your marketplace is worth the effort.

    On your side: commit only when it's earned

    You're not pushing funds to strangers. Earnings accrue in a tracked ledger, and you only create the claim request — and settle funds — once a seller has proven real and trustworthy. If someone never pans out, you were never on the hook.

    Both sides win: the seller gets a frictionless start, and you onboard deliberately, with QBitFlow keeping an exact, auditable ledger the whole time.

    Prefer no trust layer? Onboard instantly instead.

    The trust layer is optional. To bring a seller fully on-chain from the start — no held balance, no settlement step — you simply create the claim request at the same time you create the seller. They set up their account in a few steps and are immediately live and self-custodial.

    No claim-fund to settle, no signature, no funds to send later — every payment goes straight to the seller's own wallet from their very first sale. Pick this when you already trust the seller; pick the trust layer when you want to let them earn first and commit later.

    Security, simplicity, and transparency — for every seller you pay.

    Pay every seller, without becoming the bank

    One integration to onboard sellers, split every payment on-chain, and take your platform fee automatically. Non-custodial by default.

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